Lending

HSBC recognises the importance of developing long-term relationships and strives to collaboratively support clients in achieving their business objectives by providing seamless relationship management. All borrowing clients are assigned a relationship manager, whose role is to access the global financial resources and advisory capabilities of the HSBC Group to offer innovative solutions, both local and cross-border.

Relationship teams work together with clients to provide tailored solutions to their strategic and financial needs, including the following broad range of lending solutions:

• Overdraft
• Short-term, Medium-term and Bilateral Loans
• Syndicated Loan
• Committed Revolving Credit Facility
• Project Finance
• Export Finance backed by an export credit agency (ECA), such as the Japan Bank for International Cooperation or NEXI, or a similar scheme
• Structured Finance

In addition to lending, HSBC also offers bank-guarantee services, such as payment guarantees, custom duty deferment guarantees, and bid, performance and warranty bonds.

For clients with international operations, local relationship managers are comprehensively supported by overseas teams of relationship managers and dedicated product and advisory specialists located in all major international financial centres.