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Multi Currency Deposits
HSBC Premier offers discounted exchange fees depending on the currency, time of order, and transaction amount. Furthermore, for transactions performed through HSBC Internet Banking, HSBC offers Real-time Rates with the lowest exchange fees for select currencies (*).For details click here. |
Please Click Here to Read Risk Disclosure for Multi Currency DepositsImportant Information
Multi Currency Savings Account
22 foreign currencies and JPY are available
No minimum deposit is required
Channels for Deposit and Withdrawal:
HSBC Premier Centres
- For charges and fees regarding foreign currency deposits, please refer to the HSBC Premier Service Charges.
- Foreign Exchange Fee Rates applicable to Real-time Rate Transactions through Internet Banking
- Overseas withdrawal is available using Foreign Currency ATM Cards. (HSBC ATMs and Visa/Plus ATMs)
Channels for Account Access:
- HSBC Premier Centres
- HSBC Premier Call Centre
- HSBC Personal Internet Banking
Interest Rates :
- Applicable interest rates are floating rate. Click here to obtain more information about our interest rates.
- Interest rates will be calculated on a monthly basis on the last calendar day of every month, and deposited to the account at the end of next business day.
- Calculation Method: Interest rates will be calculated by applying the Bank’s prescribed interest rates, base on the day-end balance of the account, on a pro-rata basis based on a year of 365 days, where the account balance is one Yen or one cent of the respective currencies or more at the end of each day. The interest is paid in unit of one Yen, or in unit of one cent of the respective currencies.
Tax
Withholding Tax (National tax 15%, Local tax 5%) is deducted from the deposit interest before credited to your account.
Foreign Currency Time Deposit (Major Foreign Currencies)
The major foreign currencies are available on bank business days.
Product Description:
The deposit tenure is fixed at the time when the deposit is placed. Hence, early cancellation of the time deposit is not allowed.
Minimum amount per time deposit
| USD | 1,000 |
| CAD | 1,000 |
| EUR | 500 |
| GBP | 500 |
| CHF | 1,000 |
| AUD | 1,000 |
| NZD | 1,000 |
| HKD | 10,000 |
Minimum amount per time deposit
1-week, 2-week, 1-month, 2-month, 3-month, 6-month, 9-month, 12-month
Interest Rates
Click here to obtain more information about our interest rates.
Channels for Application:
- HSBC Premier Centres
- HSBC Premier Call Centre
- HSBC Personal Internet Banking
Foreign Currency Time Deposit (Emerging Market Currencies)
“Time Deposit in Turkish lira and South African rand” can be transacted on bank business days. The deposit tenure is fixed at the time when the deposit is placed. Hence, early cancellation of time deposit is not allowed.
Product Fact Sheet (Time Deposit in Turkish lira and South African rand)
Other Emerging Market Currency time deposits are offered with a limited application period. If the total amount of funds received by the Bank during an application period does not reach the amount planned for investment in the market by the Bank, applications will not be accepted and the funds will be returned by the Bank to the customer’s Multi Currency Savings Account of the same currency.
Product Fact Sheet (Time Deposit in Emerging Market Currencies with a limited application period)
Minimum deposit amount:
Time Deposit in Turkish lira and South African rand:
| TRY | 100,000 |
| ZAR | 500,000 |
Please find the minimum deposit amount for other Emerging Market Currency time deposits on Product Fact Sheet.
Term:
Turkish lira and South African rand:
1-month, 2-month, 3-month, 6-month, 9-month and 12-month
Other Emerging Market Currencies:
1-week, 2-week, 1-month, 2-month, 3-month and 6-month
(The application period is announced by the Bank)
Interest Rates:
Click here to obtain more information about our interest rates.
Channels for Application:
- HSBC Premier Centres
- HSBC Premier Call Centre
Useful Tools & Info
HSBC Premier Hotlines
0120-89-2028
Toll-free
81-3-62546777
Overseas Collect Call
